Banking Operations
- Current Account
The current account is important as the work that allows the customer to do banking operations at the bank who trusts him
- The nature of the current account
- Definition of the current account
That the contract of a pledge in which the account holder to deposit his money in this account at the bank and going through
Bank settlements with creditors, debtors and non-monetary actions
- Open multiple accounts for a single person
May be several per person per bank accounts with
- Open accounts of several people
Account may be open for two or several people, current Kal_husab who have heirs after the death of its owner, prior to the division
- The importance of current accounts
The importance of current accounts to take advantage obtained by a party to the contract (the bank and the client) to open these accounts and dealing in them The beneficiaries and remind bank client, and also to remind beneficiary
First: the benefit accruing to the Bank
Bank benefit from the opening of current accounts of several faces are:
1) the investment of funds in current accounts without the co-owners of these customer funds in profits
2) open a checking account to a customer leads to the client that this needs to banking services
3) open current accounts increases the bank's ability to expand credit
4) fees charged by some banks for services provided to customers
Second: The benefit accruing to the client
Client benefit from the opening of current accounts in many ways a
1) Save money from various risks, such as theft and loss
2) for the client account holder freedom to dispose of his money whenever he wants
3) use of the services provided by the bank to the owner of the current account (such as access to the checkbook - to get all the advantages bank cards)
4) documentation of the accounts and tuned so that the client at the end of each month or less, or more detailed statement of account
5) access to banking services by phone
6) the ease and speed of collection of money transferred to the bank
7) Certification sheet bank customer's account holder
8) Use of funds in the current account creditor
- Open Account
Required to open a current account to the satisfaction of the parties and civil
First: the satisfaction of both parties
Opens on the current account form prepared for that after informing the client on the terms contained therein, and get him the written consent to these conditions and if the client is a legal person shall submit documents indicating the validity of Lists crossing his control
Second: Eligibility
When opening an account for the client had the right in the center is a creditor in the account as opposed fulfillment of commercial papers and checks that have been withdrawn by the bank
- The effects of the current account
Effects of the current account can be listed as follows
First: the regenerative effect of current account payments
When religion enters or paid in the current account it loses its own dealings, self-entity and spend replaced by a mere item in the account does not become a creditor of the clutch drive only if when you lock the account balance in his favor creditor
Second: the indivisibility of the current account
Since the debt limit in the current account turned into items in the account, these banks merge total which is indivisible and as long as the account is open, there is no right nor religion can not be considered a party creditor or debtor
Last
- Authentic bank account revealed
Bank usually required customer acceptance of the account by sending revealed his bank account and be explicit or implicit acceptance and acceptance may be concluded from the client Scott after receiving a statement of account
- A secret account
Secret account may not be guaranteed to any person outside the bank nor any employee is responsible to brief them and does not give information on any account except for the person or persons who opens the account shares
- Lock Account
1) the expiration of the period specified for the account and may close before the end of this period by agreement of the parties
2) At the request of the account holder
3) the death of the account holder or subjected to liquidate
4) the inaction of the account for six months from the last under
- Current Account
The current account is important as the work that allows the customer to do banking operations at the bank who trusts him
- Definition of the current account
That the contract of a pledge in which the account holder to deposit his money in this account at the bank and going through
Bank settlements with creditors, debtors and non-monetary actions
- Open multiple accounts for a single person
May be several per person per bank accounts with
- Open accounts of several people
Account may be open for two or several people, current Kal_husab who have heirs after the death of its owner, prior to the division
- The importance of current accounts
The importance of current accounts to take advantage obtained by a party to the contract (the bank and the client) to open these accounts and dealing in them The beneficiaries and remind bank client, and also to remind beneficiary
First: the benefit accruing to the Bank
Bank benefit from the opening of current accounts of several faces are:
1) the investment of funds in current accounts without the co-owners of these customer funds in profits
2) open a checking account to a customer leads to the client that this needs to banking services
3) open current accounts increases the bank's ability to expand credit
4) fees charged by some banks for services provided to customers
Second: The benefit accruing to the client
Client benefit from the opening of current accounts in many ways a
1) Save money from various risks, such as theft and loss
2) for the client account holder freedom to dispose of his money whenever he wants
3) use of the services provided by the bank to the owner of the current account (such as access to the checkbook - to get all the advantages bank cards)
4) documentation of the accounts and tuned so that the client at the end of each month or less, or more detailed statement of account
5) access to banking services by phone
6) the ease and speed of collection of money transferred to the bank
7) Certification sheet bank customer's account holder
8) Use of funds in the current account creditor
- Open Account
Required to open a current account to the satisfaction of the parties and civil
First: the satisfaction of both parties
Opens on the current account form prepared for that after informing the client on the terms contained therein, and get him the written consent to these conditions and if the client is a legal person shall submit documents indicating the validity of Lists crossing his control
Second: Eligibility
When opening an account for the client had the right in the center is a creditor in the account as opposed fulfillment of commercial papers and checks that have been withdrawn by the bank
- The effects of the current account
Effects of the current account can be listed as follows
First: the regenerative effect of current account payments
When religion enters or paid in the current account it loses its own dealings, self-entity and spend replaced by a mere item in the account does not become a creditor of the clutch drive only if when you lock the account balance in his favor creditor
Second: the indivisibility of the current account
Since the debt limit in the current account turned into items in the account, these banks merge total which is indivisible and as long as the account is open, there is no right nor religion can not be considered a party creditor or debtor
Last
- Authentic bank account revealed
Bank usually required customer acceptance of the account by sending revealed his bank account and be explicit or implicit acceptance and acceptance may be concluded from the client Scott after receiving a statement of account
- A secret account
Secret account may not be guaranteed to any person outside the bank nor any employee is responsible to brief them and does not give information on any account except for the person or persons who opens the account shares
- Lock Account
1) the expiration of the period specified for the account and may close before the end of this period by agreement of the parties
2) At the request of the account holder
3) the death of the account holder or subjected to liquidate
4) the inaction of the account for six months from the last under
Comments
Post a Comment